I applied for an overdraft. Bank asked me for 'memorandum confirming ability to borrow'. Where I can find some information about what this memorandum should include?
As the CIC can I charge people for services and reinvest money for social purpose? e.g. Charge people which are in employment and reinvest money to cover charges of services for unemployed people or to charge people to cover expenses of prints, handouts for training sessions.